Cryptocurrency private banking provides institutional-grade digital asset services including secure custody, professional trading, crypto lending, portfolio management, and blockchain payment solutions. It combines traditional private banking expertise with specialized cryptocurrency knowledge and regulatory compliance.

Crypto private banking minimums typically range from $5-50 million in digital assets. Northern Trust requires $5M, Fidelity Digital Assets $10M, Goldman Sachs $25M, and J.P. Morgan $50M. Requirements include regulatory compliance, sophisticated investor status, and institutional-level due diligence.

Institutional crypto custody uses multiple security layers including cold storage (offline), multi-signature wallets, hardware security modules, insurance coverage, 24/7 monitoring, and regulatory compliance. Leading providers maintain insurance coverage and follow strict security protocols exceeding traditional banking standards.

Private banks primarily support Bitcoin, Ethereum, and major stablecoins (USDC, USDT), with selective exposure to established altcoins and DeFi tokens. Coverage varies by institution, with 95% offering Bitcoin/Ethereum, 90% supporting stablecoins, and 40% providing DeFi access.

Crypto private banking fees range from 0.35%-2.50% annually for management, plus trading fees of 0.10%-0.50% per transaction. While higher than traditional banking due to specialized infrastructure and compliance costs, fees are decreasing as the market matures and institutional adoption grows.

Crypto private banking requires extensive AML/KYC compliance, securities registration where applicable, banking licenses for custody services, and jurisdiction-specific requirements. Banks must follow evolving regulations including US SEC/CFTC rules, EU MiCA regulation, and local licensing requirements.

Yes, crypto private banks offer digital asset lending using Bitcoin, Ethereum, and other cryptocurrencies as collateral. Loan-to-value ratios typically range from 25%-75% depending on the asset, with interest rates from 5%-15% annually and flexible repayment terms.

Crypto private banks provide comprehensive tax reporting including transaction history, cost basis calculations, gain/loss reporting, and regulatory compliance documentation. They integrate with tax software and provide specialized support for complex crypto tax situations across multiple jurisdictions.